Friends are always asking us about the cost to travel by RV. And like all good answers…it depends!
Does one buy or rent? Given we intended on traveling full-time (winters south, some local travel and Lori using the RV as her summer home) it totally made sense to buy. We wanted a specific unit with two independent sleeping areas and while not purchasing brand new, we wanted it to be low in kilometers and well maintained. Another big factor is to tow or not to tow. We chose not to, mainly because we were both new to full time driving an RV and we weren’t ready to learn to tow at the same time. We were also both really comfortable with Uber and found it easy to find this transportation almost everywhere we went (with only a few exceptions; Trail BC and rural Eastern Quebec).
Prior to buying, we learned that many of the exits and on ramps in the US are quite short and thus do not give a lot of room to slow down or accelerate as we are use to in Canada. Also, many of the national, and some of the state parks, limit rig size to 30 feet. So these factors influenced our decisions. That said, it didn’t take us long to find the perfect unit for us.
One of the additional upfront large outlays of cash is sales tax. In Ontario, it’s 13% when you register the RV. However in Alberta, pre-owned vehicles are not taxed. Thus our decision to register it in Alberta, which was only possible because Lori was living in Calgary at the time of purchase. This saved us a whopping $20,000. At the time we thought we had hit the jackpot and we had enough to pay for our gas for the first year. After day 1, with post covid 19 elevated gas prices in Northern Ontario, we began to think maybe just for the first month! LOL! The great news is we also quickly discovered we didn’t travel as many kilometers as we did the first day, nor were we on the road daily. Another gift was watching the gas prices drop as we travelled out west in Canada and then deeper to the south in the US (except in California where gas is expensive).
Okay so what about all the other costs. Well RV accommodations are clearly the biggest percentage of finances at 41% (other than food which we would have been purchasing anyway so we have excluded from these numbers). One of the ways you can save is through memberships like Harvest Host. For a few hundred a year, you can stay at many cool places like farms, golf courses, wineries and even private property. Some have electric hook-up and/or water and many others are intended for boon-docking. These were some of the most interesting overnight places we stayed at often meeting the owners or just enjoying the grounds, food, etc. The expectation is you purchase product, if available, or make a cash donation. We often bought eggs or bacon, jam, wine, etc at the places we stayed. We loved the Harvest Host locations we stayed at and highly recommend.
The second largest cost is gas at 22%. Of course this is so dependent on whether you do what we did which is travel across Canada and then 2 years across the US. Or, one could choose to travel direct to a great resort in the south and stay parked all winter thus reducing the gas cost significantly. And in some ways that would reduce the RV accommodation costs as well as most parks give discounts for monthly and seasonal stays versus weekly or overnight stays. The overnight stays are the most expensive and we did our share of these as we moved from one location to another.
So the other categories that require budgeting are RV maintenance as well as RV outfitting. Obviously the maintenance is non negotiable and oil changes to service appointments are all more expensive than our cars. Fortunately some of our repairs were on warranty however a handful were not including the frozen pipes in Fort Stockton! While we think we were quite fortunate that we didn’t have many issues a good 15% of your funds should be set aside for these knowns and unknowns. When it comes to RV outfitting all this is personal choice. We purchased bikes and thus needed the appropriate bike rack. Items like BBQ, folding table, camp chairs, patio mat and a few indoor items like cushions, dining chair covers and lightweight kitchen items were also purchased at 8% of costs.
Above we spoke about not towing and using uber instead. Uber costs were only 7% which easily offset purchasing a vehicle to tow, along with a tow package and the gas and maintenance of that vehicle. So we are thrilled with our decision not to tow. Entertainment was also only 7% which is really inexpensive given all the museums we visited and tours we did. Totally worth it!
Off season RV storage is another cost we didn’t need to factor in, as we were fortunate to have free storage at Jim’s property. In total we spent about $45,000 Cdn. over the 2 years from April 2022 to the end of our travels in April 2024. This accounted for 30,000 kilometers of travel and camping time over 57 weeks. When you break it down over two calendar years and the two of us it’s $11,600 per person/year. Given this covers about 6-7 months of travel it’s really quite inexpensive. Of course, you do know that Lori and I are masters of Montreal math!